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Benefits of Workers’ Compensation
Workers’ compensation offers several benefits for employees and employers:
Medical Care
Injured workers receive coverage for necessary medical care related to their work-related injuries or illnesses. This includes doctor’s visits, hospitalization, surgery, physical therapy, and prescription medications.
Wage Replacement
If an employee is unable to work due to a work-related injury or illness, workers compensation provides wage replacement benefits.
These benefits typically cover a portion of the worker’s lost wages, usually around two-thirds of their average weekly wage.
Disability Benefits
Workers compensation may provide disability benefits if an employee suffers a temporary or permanent disability due to a work-related injury.
The amount and duration of these benefits vary depending on the severity and type of disability.
Vocational Rehabilitation
If an injured worker is unable to return to their previous job, workers compensation may offer vocational rehabilitation services.
These services help workers acquire new skills or training to find alternative employment.
Death Benefits
In the event of a work-related death, workers compensation provides death benefits to the worker’s dependents, such as a spouse or children.
