No Enrollment Period: You can apply for Medicaid at any time, not just during open enrollment.
Comprehensive Coverage: Medicaid often covers a wide range of services, including doctor visits, hospital stays, and preventive care.
COBRA Coverage
COBRA (Consolidated Omnibus Budget Reconciliation Act) lets you keep your previous employer’s health insurance for a limited time after you lose your job. Here’s the scoop:
Same Coverage: You get the same benefits as when you were employed.
Costly Premiums: You’ll have to pay the full premium, including the part your employer used to cover, plus a small administrative fee.
Time Limit: COBRA coverage typically lasts for 18-36 months, depending on your situation.
Short-Term Health Insurance
Short-term health plans are designed to provide temporary coverage. They’re not a long-term solution, but they can fill the gap while you find a more permanent plan.
Flexible Terms: Coverage can last from a few months to up to a year.
Lower Premiums: These plans often have lower premiums, but they also come with higher out-of-pocket costs and limited coverage.
